Payment Plan
Margalla Enclave Islamabad Payment Plan
Margalla Enclave Islamabad payment plan has four options: a lump sum within 30 days after the ballot, a one year plan, a two year plan or a three year plan. Every installment plan needs a 15% down payment followed by quarterly installments. The plans are available for 125 square yards (5 Marla), 250 square yards (10 Marla) and 500 square yards (1 Kanal) plots.
This page lists the full payment plan in one place, explains how each option works and shows what the total cost looks like, so you can compare before you book.
| Detail | Information |
|---|---|
| Plot sizes | 125 square yards (5 Marla), 250 square yards (10 Marla), 500 square yards (1 Kanal) |
| Payment options | Lump sum, one year, two year, three year |
| Down payment | 15% of the sale price for all installment plans |
| Installments | Quarterly (every three months) |
| Number of installments | 4 for one year, 8 for two years, 12 for three years |
| Lump sum deadline | Within 30 days after the ballot |
| Processing fee | Charged by plot size and not refundable |
Processing Fee by Plot Size
A processing fee applies for each plot size. The fee is not refundable.
| Plot size | Processing fee (PKR) |
|---|---|
| 125 square yards (5 Marla) | 10,000 |
| 250 square yards (10 Marla) | 15,000 |
| 500 square yards (1 Kanal) | 20,000 |
Lump Sum Payment Plan
The lump sum option means paying the full plot price in one payment within 30 days after the ballot. It has the lowest total price of all the options.
| Plot size | Lump sum price (PKR) |
|---|---|
| 125 square yards (5 Marla) | 12,000,000 (1.2 crore) |
| 250 square yards (10 Marla) | 22,000,000 (2.2 crore) |
| 500 square yards (1 Kanal) | 42,000,000 (4.2 crore) |
One Year Payment Plan
The one year plan splits the payment into a 15% down payment and four quarterly installments.
Two Year Payment Plan
The two year plan splits the payment into a 15% down payment and eight quarterly installments.
Three Year Payment Plan
The three year plan has the lowest installment amounts. It splits the payment into a 15% down payment and twelve quarterly installments.
Quarterly installment amounts on this page are calculated by dividing the balance after the down payment equally across the installments. Please confirm the exact schedule with us before booking.
Which Payment Option Costs Less Overall?
The lump sum has the lowest total price. Longer plans cost more because the sale price rises with the plan length.
| Plot Size | Lump Sum (PKR) | One Year Plan (PKR) | Two Year Plan (PKR) | Three Year Plan (PKR) |
|---|---|---|---|---|
| 5 Marla | 12,000,000 | 12,600,000 | 13,200,000 | 14,000,000 |
| 10 Marla | 22,000,000 | 23,100,000 | 24,200,000 | 26,000,000 |
| 1 Kanal | 42,000,000 | 44,100,000 | 46,200,000 | 50,000,000 |
Compared with the lump sum price, the one year plan adds 5%, the two year plan adds 10%, and the three year plan adds roughly 17% to 19%, depending on plot size.
Choose based on your cash position. If you can pay in one payment within 30 days after the ballot, the lump sum saves the most. If you prefer smaller payments, the three year plan gives the lowest quarterly installment.
Payment Plan for 5 Marla Plot (125 Square Yards)
A 5 Marla plot in this project measures 125 square yards, which is about 1,125 square feet. It has the lowest entry cost of the three sizes, with a lump sum price of PKR 12,000,000 (1.2 crore) and a processing fee of PKR 10,000 that is not refundable.
| Payment Option | Sale Price (PKR) | 15% Down Payment (PKR) | Balance (PKR) | Approx. Quarterly Installment (PKR) | Extra Cost Over Lump Sum (PKR) |
|---|---|---|---|---|---|
| Lump Sum | 12,000,000 | Full amount within 30 days after the ballot | None | None | None |
| One Year (4 Installments) | 12,600,000 | 1,890,000 | 10,710,000 | 2,677,500 | 600,000 |
| Two Years (8 Installments) | 13,200,000 | 1,980,000 | 11,220,000 | 1,402,500 | 1,200,000 |
| Three Years (12 Installments) | 14,000,000 | 2,100,000 | 11,900,000 | 991,667 | 2,000,000 |
Key points for 5 Marla buyers:
- The three year plan brings the quarterly installment below PKR 1,000,000.
- The one year plan adds the least to the price among the installment plans, but has the highest quarterly installment.
- To start the three year plan you need the PKR 2,100,000 down payment, plus the PKR 10,000 processing fee.
A 5 Marla plot suits buyers who want a compact home on a smaller budget. Contact us to confirm availability and the exact installment dates for this size.
Payment Plan for 10 Marla Plot (250 Square Yards)
A 10 Marla plot measures 250 square yards, which is about 2,250 square feet. The lump sum price is PKR 22,000,000 (2.2 crore) and the processing fee is PKR 15,000, not refundable.
| Payment Option | Sale Price (PKR) | 15% Down Payment (PKR) | Balance (PKR) | Approx. Quarterly Installment (PKR) | Extra Cost Over Lump Sum (PKR) |
|---|---|---|---|---|---|
| Lump Sum | 22,000,000 | Full amount within 30 days after the ballot | None | None | None |
| One Year (4 Installments) | 23,100,000 | 3,465,000 | 19,635,000 | 4,908,750 | 1,100,000 |
| Two Years (8 Installments) | 24,200,000 | 3,630,000 | 20,570,000 | 2,571,250 | 2,200,000 |
| Three Years (12 Installments) | 26,000,000 | 3,900,000 | 22,100,000 | 1,841,667 | 4,000,000 |
Key points for 10 Marla buyers:
- Moving from the one year plan to the two year plan cuts the quarterly installment by about half.
- The three year plan has the lowest quarterly installment, at about PKR 1,841,667.
- The difference between the lump sum and the three year plan is PKR 4,000,000.
A 10 Marla plot suits families who want a medium sized home with more space for rooms and a lawn or parking. Contact us for current availability in your preferred sector.
Payment Plan for 1 Kanal Plot (500 Square Yards)
A 1 Kanal plot measures 500 square yards, which is about 4,500 square feet. It is the largest size in the plan, with a lump sum price of PKR 42,000,000 (4.2 crore) and a processing fee of PKR 20,000, not refundable.
| Payment Option | Sale Price (PKR) | 15% Down Payment (PKR) | Balance (PKR) | Approx. Quarterly Installment (PKR) | Extra Cost Over Lump Sum (PKR) |
|---|---|---|---|---|---|
| Lump Sum | 42,000,000 | Full amount within 30 days after the ballot | None | None | None |
| One Year (4 Installments) | 44,100,000 | 6,615,000 | 37,485,000 | 9,371,250 | 2,100,000 |
| Two Years (8 Installments) | 46,200,000 | 6,930,000 | 39,270,000 | 4,908,750 | 4,200,000 |
| Three Years (12 Installments) | 50,000,000 | 7,500,000 | 42,500,000 | 3,541,667 | 8,000,000 |
Key points for 1 Kanal buyers:
- The three year plan reaches a sale price of PKR 50,000,000 (5 crore).
- The one year plan has a quarterly installment above PKR 9,000,000, so it needs strong cash flow.
- The extra cost of the three year plan over the lump sum is PKR 8,000,000, so compare plans carefully.
A 1 Kanal plot suits buyers who want a larger home with more open space. Contact us to check availability and the exact schedule for this size.
How Does the Payment Process Work?
- Choose your plot size and payment option.
- Pay the processing fee, which is not refundable.
- Take part in the ballot.
- For the lump sum, pay the full amount within 30 days after the ballot. For an installment plan, pay the 15% down payment to start the plan.
- Pay the quarterly installments on time until the plan is complete.
- Follow official CDA and DHA notices for the next steps, including possession.
Contact us before booking and we will walk you through the exact steps, dates and documents for your chosen plot.
Things to Check Before You Pay
- Confirm the latest payment plan, because prices and terms can change.
- Ask for the due dates of each installment.
- Ask what the penalty is for a late installment.
- Check whether other charges apply beyond the sale price. We can confirm this for you.
- Keep a receipt and written confirmation for every payment.
- Check official CDA and DHA announcements for the project status.
Payment Plan FAQs
1. What is the down payment for installment plans?
The down payment is 15% of the total plot price for all installment plans.
2. How many installments are included in each plan?
The 1-year plan includes 4 quarterly installments, the 2-year plan includes 8, and the 3-year plan includes 12.
3. What are the lump sum prices for each plot size?
The prices are PKR 12,000,000 for 5 Marla, PKR 22,000,000 for 10 Marla, and PKR 42,000,000 for 1 Kanal. Payment must be made within 30 days after the ballot.
4. Is the processing fee refundable?
No, the processing fee is non-refundable. It is PKR 10,000 for 5 Marla, PKR 15,000 for 10 Marla, and PKR 20,000 for 1 Kanal.
5. Are installments paid monthly or quarterly?
Installments are paid quarterly, with each payment due every three months.
6. Which payment plan has the lowest total cost?
The lump sum option has the lowest total cost, followed by the 1-year, 2-year, and 3-year installment plans.
7. What is the down payment for a 5 Marla plot on the 3-year plan?
The down payment is PKR 2,100,000, which is 15% of the total price of PKR 14,000,000.
8. What is the down payment for a 10 Marla plot on the 2-year plan?
The down payment is PKR 3,630,000, which is 15% of the total price of PKR 24,200,000.
9. What is the down payment for a 1 Kanal plot on the 1-year plan?
The down payment is PKR 6,615,000, which is 15% of the total price of PKR 44,100,000.
10. What are the plot sizes in square feet?
A 5 Marla plot is approximately 1,125 sq. ft., a 10 Marla plot is 2,250 sq. ft., and a 1 Kanal plot is 4,500 sq. ft.
11. Can I pay the remaining amount early?
Please contact us to confirm whether early payment is allowed and what terms and conditions apply.
12. Is the possession date guaranteed?
No, the possession date is not guaranteed. It will be announced through official CDA and DHA notices.